Go to Top-up -> Over-the-counter -> SM Payment
Input your desired top up amount, your debit card details and perform the required authorization. Once you see a successful screen, you will have a cash-in code. The cash-in code will be active for the next 1 hour after creation. You have to perform the cash deposit at your preferred SM Business Services Center within 1 hour. Once you perform your deposit, the money will be added to your account.