How do I get the loan?

Hi there, luv! You’ll receive an update on your approval via the Tonik App, then you’ll be asked to sign a few documents. Afterwards, you can head to the cashier and send a request for the Payment Code. It’s easy, you just have to click a button on the app!

The cashier will then share this Payment Code with you so you can enter it into your app. Once that’s done, the cashier will receive a second SMS notifying them that the loan has been disbursed, and that you can now take home your item/s. In this SMS, you can also get your loan agreement number.

That’s all, luv. Happy shopping! XOXO


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Deposits are insured by PDIC up to P500,000 per depositor.