How do I get the loan?

Hi there, luv! You’ll receive an update on your approval via the Tonik App, then you’ll be asked to sign a few documents. Afterwards, you can head to the cashier and send a request for the Confirmation Code. It’s easy, you just have to click a button on the app!

Once you've paid the down payment, the cashier will then share this Confirmation Code with you so you can enter it into your app. Once that’s done, the cashier will receive a second SMS notifying them that the loan has been disbursed, and that you can now take home your item/s. From this SMS, you can also get your loan agreement number.

That’s all, luv. Happy shopping! XOXO

Download the Tonik App now!

Deposits are insured by PDIC up to P500,000 per depositor.