How to withdraw from M Lhuillier or Cebuana?

It’s simple. Go to your Home Screen, select Send -> Over the Counter.
Select the desired outlet (Cebuana or M Lhuillier), desired amount and perform the required authorization.

A cash-out code will be created for you to show when you visit the selected outlet. The generation of the code may take up to 1 hour.

 You can also view the location of the outlets closest to you by clicking on the location button on your cash-out screen.

The cash-out code is active for at most 5 days. Keep in mind that once you generate a cash-out code, the requested amount will be deducted from your Tonik account. If the code has expired or was cancelled, the requested amount will be returned to your Tonik Account. (up to 24 hour of wait period before credit back).