I have reached the total aggregate credit limit. What should I do?

Because you have reached the total aggregate limit of your Tonik account, you'll be unable to top-up or receive money from other Tonik users and banks, and unstash (withdraw) your stash. To lift these conditions, you must upload any of the government-issued IDs that Tonik accepts. Once the upgrade is successful, you will no longer have any balance or total aggregate credit limit. Even better, your account will also no longer have any validity period and you can open Time Deposits and more Stashes!