If repayments from the Salary Payroll Account fails, can I top up my Tonik Savings Account instead? (with linked card)


If we are unable to deduct your Salary ATM Payroll account for your monthly repayment on your due date for various reasons, we shall inform you via SMS and App notification.

You may top up your TSA account for your monthly repayments via the following channel:

  •  BPI Direct
  •  UnionBank Direct
  •  BDO Direct
  •  Local Bank Debit Card (Minimum amount Php 500)
  •  PESONet (Posting of payment will be next Banking Day; Minimum transfer amount and cut offs depend on Issuing Bank)
  •  GCash
  •  7-Connect
  •  CLiQQ
  •  SM Business Center
  •  Cebuana
  •  M Lhuillier

Make sure to top up your TSA account before the due date ends to avoid late fee charges.