What are the requirements to apply for a Big Loan?

Hi there, luv! Below is the full list of requirements for Big Loan:

For Employed Borrowers with less than P3M loan amounts, a photo/screenshot of any one of the accepted Proof of Income documents is required:

  • Bank Statement for 3 months
  • Latest Payslip for 3 months
  • Certificate of Employment (COE)
  • Income Tax Return (ITR)

For Employed Borrowers with equal to or more than P3M loan amounts, an ITR and any one of the accepted Proof of Income documents in required:

  • Bank Statement for 3 months
  • Latest Payslip for 3 months
  • Certificate of Employment (COE)

For Self-employed Licensed Professionals:

  • PRC ID
  • ITR
  • 3 months bank statement

For Self-employed Borrowers or Business Owners:

  • ITR
  • DTI or SEC registration
  • Articles of Partnership (specific to individuals where business is a partnership)
  • Articles of Incorporation/GIS (specific to individuals where business is a corporation)

Documentary requirements to support marital status, whichever is applicable:

  • For Married Borrowers: Valid ID of Spouse & Marriage Certificate
  • For Widowed Borrowers: Marriage Certificate & Death Certificate of Spouse*
  • For Annulled Borrowers: Final Court Order on Legal Declaration of Nullity of Marriage*

Documentary requirements to support property ownership:

  • Original copy of Condominium Certificate of Title*
  • Tax Declaration and full year Tax Clearance (latest original copies)*
  • Condominium Association Dues Certificate (must be fully paid)*
  • Photos of the Property

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Deposits are insured by PDIC up to P500,000 per depositor.