What are the requirements to apply for a Big Loan?

Hi there, luv! Below is the full list of requirements for Big Loan:

For Employed Borrowers with less than P3M loan amounts, a photo/screenshot of any one of the accepted Proof of Income documents is required:

  • Latest Payslip for 3 months
  • Certificate of Employment (COE)

For Employed Borrowers with equal to or more than P3M loan amounts, an ITR and any one of the accepted Proof of Income documents in required:

  • ITR
  • Latest Payslip for 3 months
  • Certificate of Employment (COE)

For Self-employed Licensed Professionals:

  • PRC ID
  • ITR
  • 6 months bank statement

For Self-employed Borrowers or Business Owners:

  • DTI registration or Mayor's permit or SEC registration
  • 6 months bank statement

Documentary requirements to support marital status, whichever is applicable:

  • For Married Borrowers: Valid ID of Spouse & Marriage Certificate
  • For Widowed Borrowers: Marriage Certificate & Death Certificate of Spouse*
  • For Annulled Borrowers: Final Court Order on Legal Declaration of Nullity of Marriage*

Documentary requirements to support property ownership:

  • Original copy of Condominium Certificate of Title*/ Transfer Certificate of Title
  • Tax Declaration and full year Tax Clearance (latest original copies)*
  • Lot plan with Vicinity Map / Appraisal report for House and Lots/Lots
  • Photos of the Property

Please be advised that we may ask for additional documents to support your loan application.

Hope this helps, luv. When you’re ready, apply for a Big Loan now: https://tonikbank.com/big-loan