What kind of loan do you need?
FLEX LOAN
High loan amount with low interest
QUICK LOAN
Quick access
to cash
Flex Your Gains with P250,000
Get a high loan amount with our lowest-ever interest rate!
Apply for a Flex Loan here →
Flex Loan Features
Quick approvals - as fast as one day!
Easy & convenient - apply from the Tonik App
Low interest rate
Loan as much as P250,000
No hidden fees
Safe & secure - compliant with Data Privacy and BSP regulations
What can you do with our
best loan yet?
Home Renovation
Turn your house into your dream home.
Education
Go back to school and invest in a brand new you.
Home Appliance & Furniture
Pimp your house with the latest furnishings and amenities.
Medical Expenses
Prepare for medical emergencies and stay in tip-top shape.
Travel
Take a break and see the world. You deserve it, luv!
Need to cross these off your list? Get a Flex Loan now!
All you need is one valid government ID to onboard.
Eligibility
23 to 58 years old
Min. monthly income: P15,000
Filipino nationality
Philippine resident
Requirements
Tonik Savings Account
Bank Statement of Account (SOA)
Bank ATM
Valid Taxpayer Identification Number (TIN)
Do you qualify for a Flex Loan?
Apply now!
Deposits are insured by PDIC up to P500,000 per depositor.
Flex Loan
Quick Loan
What kind of loan do you need?
FLEX LOAN
High loan amount with low interest
QUICK LOAN
Quick access
to cash
Get P50,000 in one click
Borrow up to P50,000, wait for our call, and get your cash right away
Apply for a Quick Loan here →
Quick Loan Features
Fast approval and real-time disbursement to your Tonik Account
Easy & convenient - apply from the Tonik App
No hidden fees
Safe & secure - compliant with Data Privacy and BSP regulations
Low interest rate
Loan as much as P250,000
What can you do with
your instant 50K?
Home Renovation
Invest in repairs and improvements for a comfier home life.
Education
Get that diploma and learn new skills to secure a bright future.
Home Appliance & Furniture
Replace old appliances for shiny new home essentials.
Medical Expenses
Stay healthy and ready for medical emergencies.
Travel
Visit places you’ve always dreamed of seeing.
Need to cross these off your list? Get a Quick Loan now!
All you need is one valid government ID to onboard.
Eligibility
23 to 58 years old
Min. monthly income: P15,000
Filipino nationality
Philippine resident
Requirements
Tonik Savings Account
Bank Statement of Account (SOA)
Bank ATM
Valid Taxpayer Identification Number (TIN)
Do you qualify for a Quick Loan?
Apply now!
Deposits are insured by PDIC up to P500,000 per depositor.
Flex Loan
Quick Loan