It only takes 2 to earn
4.5% p.a
on your Luv Stash!
Open a Group Stash with your partner on Valentine’s Day and earn 4.5% interest p.a.
Get 4.5% p.a. on your Luv Stash this Valentine's.
All you have to do is create a new Group Stash and start contributing funds with your partner to unlock the higher interest rate of your Luv Stash!
1. Create a Group Stash on your Tonik App.
Whoever starts a Group Stash is the group owner.
2. Invite your partner with a Tonik Account.
If your luv has no Tonik Account, they must create one within the promo period (February 14 to 16, 2022) and complete the onboarding process.
3. Get the 4.5% interest p.a. originally for 3 contributing members when both you and your partner contribute at least ₱1 to your Group Stash.
Top up your Group Stash from your main Tonik Account.
4. Your Group Stash will start earning the 4.5% interest p.a. on February 20, 2022 (after you completed steps 1 to 3).
The rate will be adjusted automatically and interest will be paid 24 hours after completing the steps above.
Your money's safe with us, luvs! All deposits are insured by PDIC up to ₱500,000 per depositor.
Start your Neo Romance goals!​
Romantic Getaway 
Start saving for your trip to your ideal romantic destination with your luv for 2023!
Kitchen Renovation
Get that marble-styled kitchen by pooling in funds now!
New Car Fund
Upgrade your ride for safer and more memorable trips by saving together now!
Wedding Bells
Make your dream wedding a reality by stashing your funds together!
Start your Luv Stash now!
Deposits are insured by PDIC up to P500,000 per depositor.