Installment Loan Guide: Tonik Shop Installment Loan Partner Stores and Products
Mon, 08/18/2025 | Edited by Arden Turangan
Quick Take (TL;DR)
With an Installment Loan from Tonik, you can shop for home essentials like appliances, electronics, and furniture right now —and pay later in easy monthly installments. No need to drop the full amount upfront. Just head to one of our 400+ partner stores, pick what you need (TVs, aircons, laptops, fridges—you name it), scan the Tonik QR code, and walk away with your purchase. Yup, it’s that easy.
👉 Try Tonik Shop Installment Loan
Table of Contents
Big-Ticket Needs, Broken Down into Small Bites
The Tonik Shop Installment Loan is built for life’s big (and sometimes unexpected) purchases. Whether you're upgrading your home setup, replacing a busted appliance, or just treating yourself to a long-overdue tech refresh—this installment loan has your back.
💡 No credit history? No problem.
📑 Minimal docs required.
🧾 Flexible terms.
📱 Everything's 100% digital.
Let’s break down what you can buy—and where.
What Can You Buy with a Tonik Shop Installment Loan?
A. Home Appliances
Your home deserves appliances that work with you, not against you. Whether you’re refreshing your space or dealing with a sudden appliance breakdown, Tonik’s installment loan helps get what you need right away—without the big upfront cost.
Shop for:
- Refrigerators & freezers
- Washing machines & dryers
- Air conditioners (hello, summer)
- Ovens & stovetops
- Electric fans
These appliances aren’t just about convenience—they’re investments in comfort, energy savings, and peace of mind.
B. Electronics & Gadgets
If you’re working from home, attending virtual classes, or just love a good Netflix night, you know that solid tech isn’t optional—it’s essential.
With a Tonik Shop Installment Loan, you can grab:
- Smart TVs
- Laptops & desktop PCs
- Smartphones & tablets
- Wi-Fi routers & accessories
Perfect for productivity, entertainment, or finally giving your current setup the upgrade it deserves—without waiting for your next bonus.
C. Furniture
Starting out in a new place or refreshing your current one? Now’s your chance to furnish it your way.
With Tonik’s installment loan, you can shop for:
- Beds & bed frames
- Sofas & recliners
- Dining tables & chairs
- Storage cabinets & shelves
Head to FC Home Center or Home Along and discover pieces that match your style and your budget. Bring home the items that make your space feel fresh, comfortable, and totally you.
D. Small Essentials & Add-Ons
Sometimes, it’s the little things that make a space feel complete. Whether you’re after kitchen tools or lifestyle upgrades, Tonik helps you bundle them in with ease.
You can pick up:
- Microwaves, rice cookers, blenders
- Bluetooth speakers & headphones
- Wi-Fi extenders, routers, and other small gadgets
- Smart home devices
These purchases can add comfort, convenience, and even a bit of fun to your everyday routine—without draining your wallet upfront.
Where to Shop: Partner Stores Near You
Wherever you are in the Philippines, there's probably a Tonik partner store nearby. Here’s a quick guide:
Top Nationwide Chains
- Robinsons Appliances
- FC Home Center
- Home Along
- Xtreme Appliances
Regional Highlights
Metro Manila: Robinsons Appliances, FC Home Center, Home Along (Makati, Quezon City, Pasay, etc.)
Cebu: Asian Home Appliance, Prince Hypermart
Batangas, Bataan, Bulacan: Home Along, FC Home, Robinsons Appliances
Bicol Region: LCC Department Stores
Pampanga: FC Home Center, Home Along
👉 Search Partner Stores Here to find one near you!
Why Shop with Tonik?
Tonik’s Shop Installment Loan makes shopping easy on your budget—minus the hassle. Here's why thousands of Filipinos are making the switch:
- Fast approval – Apply through the app in minutes
- Flexible terms – 3, 6, 9, or 12 months
- Low upfront payment – Just 10% down
- No hidden fees – Pay early? No problem. No penalty.
- 100% digital – Track and manage your loan from your phone
Pro Tips Before You Go Shopping
Want everything to go smoothly at the store? Follow these tips before you shop:
✅ Check your pre-approval in the Tonik app.
✅ Bring one valid ID.
✅ Set a realistic budget and compare the total cost of financing vs. paying in full.
✅ Double-check with in-store Tonik promoters which items qualify for installment.
Being prepared = no delays, no surprises.
Ready to Shop Smarter?
Whether you’re refreshing your home setup or making a must-have purchase, the Tonik Shop Installment Loan makes it easier to take the next step—without the big upfront payment.
📍 400+ partner stores nationwide
🛍️ Pay over time, not all at once
🧾 Flexible plans and fast approval
