Apply for a loan in just minutes. Get up to ₱50,000 immediately.
Secure fast and easy, no collateral loans from a digital bank.
Apply for a Quick Loan now
Loan Product Features
Fast approval and real-time disbursement to your Tonik Account
No credit history and no collateral needed
Loan amount from ₱5,000 to ₱50,000
Minimal documents required - only 1 valid ID and 1-month payslip
Flexible payment date - your preferred salary payout date
6, 9, 12, 18, or 24 months installment
100% digital - all loan info can be seen on the Tonik App
Cash out the full loan amount real-time
One bank account for application and cash disbursement
Fixed monthly interest rate of 7%*
*Enjoy a lower monthly interest rate of 5.42% when you link your salary payroll ATM card
No pre-termination or early payment fees
Top up your main account. Get auto-debited on your due date
You can apply for as much as ₱50,000 with up to 24 months installment period
I want to link my salary payroll card

Link your salary payroll card and enjoy a lower monthly interest rate of 5.42%

How much do you need?

Max amount ₱50,000

Choose an installment period
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Your monthly installments

Your monthly installments

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Actual amount may change

Note: Quick Loan Annual Percentage Rate (APR) is at 84%. Linking your salary payroll card will lower said APR to 65%. Minimum loan installment term is 6 months and maximum is 24 months.

Let's see if you're a perfect match, luv!

Simply fill out our form and find out if you qualify for a Tonik Loan.

Are you a Filipino?
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Are you 23 years old and above?
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Are you employed?
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Do you live in the Philippines?
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Do you have one of these government-issued ID?
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Do you have a valid salary payroll card?
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Do you have a 1 month pay slip or payroll account bank statement?
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Deposits are insured by PDIC up to ₱500,000 per depositor.