All you need is a few minutes. Get a loan of up to ₱100,000 and shop now.
The reliable loan for the big purchases you deserve.
Apply for a Shop Installment Loan now
You want it?
You got it! Buy any of these items today with a Tonik Shop Installment Loan
Washing Machine






Washing Machine
Loan Product Features
Fast approval
No downpayment and zero processing fees​
No credit card required
Fixed monthly interest rate of 7%*
*Enjoy a lower monthly interest rate of 4.5% when you present your purchase's official receipt​
Minimal documents required - only 1 valid ID and proof of income
Loan amount from ₱5,000 to ₱100,000
Flexible payment date - your preferred due date
No credit history and no collateral needed
3, 6, 9, 12, 18 and 24 months installment
100% digital - all loan info can be seen on the Tonik App
One bank account for application and cash disbursement
Want to pay earlier? Don't worry, we won't charge you for that!
Top up your main account. Get auto-debited on your due date
You can apply for as much as ₱100,000 with up to 24 months installment period
I want to send my receipt

Attach your purchase's official receipt (with your name on it) and enjoy a lower monthly interest rate of 4.5%.

How much do you need?

Max amount ₱100,000

Choose an installment period
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Your monthly installments

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Actual amount may change

Note: Shop Installment Loan Annual Percentage Rate (APR) is at 84%. Presenting your purchase's official receipt with your name on it will lower said APR to 54%.
Minimum loan installment term is 3 months and maximum is 24 months.

Not the right loan for you?
We’ve got other loan products you can check out. Find the ideal one just for you!
View another Tonik Loan ->

Let's see if you're a perfect
match, luv!

Simply fill out our form and find out if you pre-qualify for a Tonik Loan.

Are you a Filipino?
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Are you 18 years old and above?
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Are you employed?
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Do you live in the Philippines?
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Do you have a government-issued ID?
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Do you have an official receipt for your purchase?
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Do you have proof of income?
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Interested to become one of our retail partners?
Please shoot us a message at
to know how. XOXO
Apply for a Shop Installment Loan now!
Deposits are insured by PDIC up to ₱500,000 per depositor.