How to Cash In and Cash Out

Transaction Fees

Channel
Cash-in
Cash-out
InstaPay varies depending
on sending bank
FREE
PESONet varies depending
on sending bank
FREE
Local Bank Debit Card 2.5% of cash-in amount N/A
Mastercard ATMs
(using Tonik Debit Card)
N/A FREE*

*An ATM access fee of up to P250 may be charged from your account upon ATM withdrawal.

Please note: Other banks may charge additional fees for transfers via InstaPay and PESONet.

Please check with your other banks.

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Deposits are insured by PDIC up to ₱500,000 per depositor.