How to Cash In and Cash Out

Transaction Fees

Channel

Cash-in

Cash-out

Local Bank Debit Card FREE N/A
Gcash FREE FREE
BPI Direct FREE N/A
UnionBank Direct FREE N/A
Coins.ph FREE N/A
7Connect FREE N/A
CLIQQ FREE N/A
Other Tonik Account FREE FREE
Instapay N/A FREE
SM Business Center FREE N/A
M. Lhuillier FREE P50
Cebuana FREE P50
Mastercard ATMs
(using Tonik Debit Card)
N/A FREE*

*Mastercard fee of P250 will be charged from your account upon ATM withdrawal, and subsequently refunded by Tonik.

Fire up the savings engine!

Deposits are insured by PDIC up to P500,000 per depositor.