Saving is better when you do it together!
Open a Group Stash with your friends, reach for your finance goals, and earn 4.5% interest p.a while at it!
How to open a Group Stash and get the 4.5% interest p.a.
1. Open a Tonik Account and create a Group Stash
Whoever starts a Group Stash is the group owner.
2. Invite other friends with Tonik Accounts
You're free to invite more, but the minimum number of Group Stash members should amount to 3 people.
3. All 3 members must contribute at least ₱1 for the Group Stash to earn 4.5% interest p.a.
The rate will be adjusted automatically and interest will be paid at the end of the month.
4. Planning to withdraw? Ask your Group Stash owner!
If that's you, then no problem! But only the group owner can withdraw. Make sure the owner is a responsible friend you trust!
Your money's safe with us, luvs! All deposits are insured by PDIC up to ₱500,000 per depositor.
What can you use a Group Stash for? Let us count the ways.
Barkada Travel Goals
Wherever you wanna go with your squad, make it happen by saving together in a Stash!
House Bills, Bills, Bills!
Raise the right funds for all those living expenses with your roomies or housemates.
Bunso’s Tuition Stash
Do your folks a favor and make a Stash with your sibs to pay for bunso’s schooling.
Family Car Fund
Need a new car for the fam? Pool your cash together for a sweeter ride!
Make Your #SquadGoals a Reality with Tonik's Group Stash
Start your neobanking romance now!
Deposits are insured by PDIC up to ₱500,000 per depositor.