Rain & Reign with Prince! Raffle Promo 
Terms and Conditions (T&Cs):

Your Highness, time for your raining royal treats with Prince!

Promo Period: 12:01 AM of August 1 to 11:59 PM of October 31, 2025  
DTI Fair Trade Permit No.232850 Series of 2025

1. Promo period is from August 1 to October 31, 2025.
2. Promo is open to all customers who applied for a Tonik Shop Installment loan within the promo period, subsequently approved and disbursed. No minimum spending is required.
3. To earn a raffle entry, participants must register by scanning the QR Code to fill up the Rain & Reign with Prince! Registration form.  The participants should register their Name, Address, Contact Number, Email Address, Loan Account Number, Product, and Store Purchase.
4. Deadline for registration to earn a raffle entry is on or until October 31, 2025.
5. Winners will be drawn monthly. See below dates of raffle draw:

	Raffle Draw Dates	No. of Winners & Prizes	Deadline of Submission
1st Raffle Draw	September 2, 2025	One (1) winner of a fully waived loan + ₱10,000.00 worth of Prince GCs Ten (10) winners of consolation prizes worth ₱500 Tonik Credits	August 31, 2025
2nd Raffle Draw	October 2, 2025	One (1) winner of a fully waived loan + ₱15,000.00 worth of Prince GCs Ten (10) winners of consolation prizes worth ₱500 Tonik Credits	September 30, 2025
3rd Raffle Draw	November 4, 2025	One (1) winner of a fully waived loan + ₱25,000.00 worth of Prince GCs Ten (10) winners of consolation prizes worth ₱1,000 Tonik Credits	October 31, 2025

6. A customer can only win once. If a name was drawn more than once, the winner shall only get the prize of higher value.
7. Tax (including 2% withholding tax for prizes exceeding P10,000) and related expenses shall be shouldered by Tonik Digital Bank, Inc.
8. Winners shall be notified via registered mail, email and SMS.
9. Winners will be informed of a 30-day processing period for their Gift Certificates at the Prince store where they applied for their Tonik Shop Installment Loan. Once ready for pick-up, a Prince Marketing representative will directly contact the winner.
10. Winners must claim their Prince Gift Certificate at the nearest Prince store branch. To claim the Gift Certificate, winners must present a valid ID and email confirmation from Tonik Digital Bank. If claiming through an authorized representative, the winner must provide an Authorization Letter and the valid IDs of both winner and the representative.
11. Redemption of prizes is until 60 days upon receipt of notification. If unclaimed, the prize will be forfeited in favor of Tonik Digital Bank, Inc. with prior approval from DTI.
12. For Consolation Winners (Tonik Credits Winners): The Tonik credits of the winners will be credited to their Tonik Savings Account within 24 hours after the winner announcement.
13. For the Monthly Winner (Full Loan Waiver): The winner’s Shop Installment Loan will be automatically closed within 24 hours after the winner announcement. This will be reflected directly in the Tonik app.
14. All employees of Tonik Digital Bank and Prince Retail Stores, as well as their relatives up to the second degree of consanguinity or affinity, are disqualified from joining the promo.