Loans | Tonik Bank

Quick Loan

What is Quick Loan?

Who can apply for Quick Loan?

What are the requirements for Quick Loan?

How much is the amount I can avail for Quick Loan?

For how many months can I pay a Quick Loan?

What is the interest rate for Quick Loan?

What are the fees for Quick Loan?

Can I apply for a Quick Loan anytime?

How long will it take to know if my Quick Loan application got approved?

How will I know if my Quick Loan is approved?

Can I re-apply if my previous Quick Loan application got rejected?

How long does it take to receive the cash from Quick Loan?

When is the due date of my Quick Loan repayment?

Can I request for a different due date & change my Quick Loan term?

When will my repayments for Quick Loan be debited?

Can I re-avail a Quick Loan?

How does Quick Loan repayment work on the due date?

Is there a fee if I top-up my Tonik account for Quick Loan?

How to avail of a Quick Loan if I am an OFW?

I received a call from Tonik after I applied for my Quick Loan. Is this legit?

Can I do advanced partial payments to my Quick Loan?

Can I pre-terminate my Quick Loan? (Early full settlement)

Can I fully pay the loaned Quick Loan amount within two weeks from the cash disbursement? How much shall I pay?

I changed my mind halfway through my QL application! Can I reset everything?

I received a call from Tonik after I got my QL proceeds. Is this legit?

What are the acceptable income documents for Quick Loan?

Can I re-avail a Quick Loan if I repay my previous loan early?

Shop Installment Loan

What is Shop Installment Loan?

Who are qualified to apply for a Shop Installment Loan?

How do I apply for a loan?

What are the requirements to apply for a Shop Installment Loan?

How do I get the loan?

What are the items I can buy with Shop Installment Loan?

Is there a specific store where we can use Tonik SIL to buy?

How much is the interest rate on your loan?

Is there a fee that I need to pay for applying on a loan?

How long is the process for application to loan approval?

Is there a down payment required?

What is the minimum or maximum loan period?

What is the minimum and maximum loan amount?

What if the item I bought is defective or stolen, can I request for a loan cancellation?

Where can I view my loan details?

How can I pay my Shop Installment Loan?

How will I know if my Shop Installment Loan application is approved?

Can I re-apply if my previous loan application got rejected?

Can I request for a different due date & payment term for my Shop Installment Loan

When will my repayments for Shop Installment Loan be debited?

Can I re-avail a Shop Installment Loan?

How does Shop Installment Loan repayment work on the due date?

Is there a fee if I top-up my Tonik account?

I was automatically declined for a Shop Installment Loan without even submitting my documents. What happened?

What do I do if I already updated my app, but I still can't apply for a Shop Installment Loan in-app?

Can I re-apply if my previous Shop Installment Loan application got rejected?

I received a call from Tonik after I applied for a Shop Installment Loan. Is this legit?

I was automatically declined after submitting my documents. What happened?

Can I pre-terminate my Shop Installment Loan? (Early full settlement)

Can I make advance payments to my Shop Installment Loan?

I changed my mind halfway through my SIL application! Can I reset everything?

I received a call from Tonik after I got my SIL proceeds. Is this legit?

What are the acceptable income documents for Shop Installment Loan?

How many items can I buy with a Shop Installment Loan?

Shop Installment Loan (in-store)

Is there a specific store where we can use in-store SIL to buy?

How much is the interest rate on your in-store loan?

How long does it take to receive the cash from my in-store Shop Installment Loan?

I received a lesser amount than what I initially applied for. Can I accept it, sign the contract documents, and use it to purchase another product?

The cashier did not get the payment authentication code. What do I do?

Can I still get the SIL even if I decide not to proceed with the purchase at the cashier?

The cashier has problems receiving the payment code. Is there a limit to how many times I can resend the code?

Big Loan

What is Big Loan?

Who can apply for a Big Loan?

What are the requirements to apply for a Big Loan?

How much is the amount I can avail?

For how many months can I pay the loan?

What is the interest rate for Big Loan?

What are the fees I need to pay?

Can I apply for a loan anytime?

How long will it take to know if my loan application got pre-approved?

How will I know if my Big Loan application is approved?

Can I re-apply if my previous Big Loan application got rejected?

How long does it take to receive the cash from my Big Loan?

Where is the Tonik Hub located?

When is the due date of my repayment?

Can I request for a different due date & payment term for my Big Loan?

When will my repayments for Big Loan be debited?

Can I pay my Big Loan monthly payment in advance?

Can I pre-terminate my Big Loan? (Early full settlement)

Can I fully pay the loaned amount within two weeks from the cash disbursement? How much shall I pay?

Can I re-avail a Big Loan?

How does Big Loan repayment work on the due date?

Is there a fee if I top-up my Tonik account?

I was automatically declined after submitting my documents. What happened?

I was automatically declined for a Big Loan without even submitting my documents. What happened?

What do I do if I already updated my app, but I still can't apply for a Big Loan in-app?

How to avail of a loan if I am an OFW?

Is my Big Loan subject for any insurance?

What is MRI?

What is Property Insurance?

Who are your insurance partners?

Am I allowed to endorse an insurance policy from different insurance companies?

How long should I be covered with the Insurances?

What will be the proof of my insurance coverage?

What's my policy status?

What will be the basis of my insurance renewal?

Will I get notifications regarding the renewal of the Insurances?

How to settle my Insurance Premiums?

I was not able to pay my policy's renewal premium on its due date. Can I still pay?

What will happen if I fail to settle my premium and my grace period already ended?

How to file a death claim?

How to file a partial or complete loss/damage claim?

Can I cancel my Insurance Policies?

Will Tonik safekeep my Title?

Can I apply for a Big Loan, if I have an existing loan with Tonik?

What is a Co-Borrower?

Can I have a Co-Borrower?

Who can be my Co-Borrower?

Flex Loan

What is Flex Loan?

Who can apply for Flex Loan?

What are the requirements for Flex Loan?

What should be shown in my Bank Statement?

What are the acceptable income documents?

How much is the amount I can avail for Flex Loan?

For how many months can I pay the loan?

What is the interest rate for Flex Loan?

What are the fees for Flex Loan?

Can I apply for a Flex Loan anytime?

I changed my mind halfway through my Flex Loan application! Can I reset everything?

How long will it take to know if my Flex Loan application got approved?

How will I know if my Flex Loan is approved?

Can I re-apply if my previous Flex Loan application got rejected?

How long does it take to receive the cash?

When is the due date of my Flex Loan repayment?

Can I request for a different due date & change my Flex Loan term?

When will my repayments for Flex Loan be debited? (with linked card)

When will my repayments for Flex Loan be debited? (without linked card)

Can I do advanced partial payments to my loan?

Can I pre-terminate my Flex Loan? (Early full settlement)

Can I re-avail a Flex Loan?

How does Flex Loan repayment work on the due date? (with linked card)

How does Flex Loan repayment work on the due date? (without linked card)

If repayments for Flex Loan from the Payroll Account fail, can I top up my Tonik Savings Account instead? (with linked card)

Is there a fee if I top-up my Tonik account?

I was automatically declined a Flex Loan after submitting my documents. What happened?

How to avail of a Flex Loan if I am an OFW?

I received a call from Tonik after I applied for my loan. Is this legit?

I received a call from Tonik after I got my loan proceeds. Is this legit?

Why is Tonik asking for details about my employer?

Can I re-avail a Flex Loan if I repay my previous loan early?

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