Skip to main content
Home Home Tonik Bank

User account menu

  • Home
  • Savings & Cards
    • Tonik Account
    • Stashes
    • Group Stash
    • Time Deposit
    • Debit Card
  • Loans
    • Flex Loan
    • Quick Loan
    • Big Loan
    • Shop Installment Loan
  • Tonik App
  • News
  • Promos
  • Blog
  • About Us
    • Who We Are
    • Top Management
    • Legal Structure
    • Key Personnel
    • Investors
  • Help
    • FAQs
    • Fees & Charges
    • Deposit Interest Rates
  • Tonik App
  • Accounts
  • Cash-ins/Deposit
  • Fund Transfer
  • Cash-out/Withdrawals
  • Payments & Reload
  • Payments Partners
  • Cards
  • Loans
 

Quick Loan

What is Quick Loan?
Who can apply for Quick Loan?
What are the requirements for Quick Loan?
How much is the amount I can avail for Quick Loan?
For how many months can I pay a Quick Loan?
What is the interest rate for Quick Loan?
What are the fees for Quick Loan?
Can I apply for a Quick Loan anytime?
How long will it take to know if my Quick Loan application got approved?
How will I know if my Quick Loan is approved?
Can I re-apply if my previous Quick Loan application got rejected?
How long does it take to receive the cash from Quick Loan?
When is the due date of my Quick Loan repayment?
Can I request for a different due date & change my Quick Loan term?
When will my repayments for Quick Loan be debited?
Can I re-avail a Quick Loan?
How does Quick Loan repayment work on the due date?
Is there a fee if I top-up my Tonik account for Quick Loan?
How to avail of a Quick Loan if I am an OFW?
I received a call from Tonik after I applied for my Quick Loan. Is this legit?
Can I do advanced partial payments to my Quick Loan?
Can I pre-terminate my Quick Loan? (Early full settlement)
Can I fully pay the loaned Quick Loan amount within two weeks from the cash disbursement? How much shall I pay?
I changed my mind halfway through my QL application! Can I reset everything?
I received a call from Tonik after I got my QL proceeds. Is this legit?
What are the acceptable income documents for Quick Loan?
Can I re-avail a Quick Loan if I repay my previous loan early?

Shop Installment Loan

What is Shop Installment Loan?
Who are qualified to apply for a Shop Installment Loan?
How do I apply for a loan?
What are the requirements to apply for a Shop Installment Loan?
How do I get the loan?
What are the items I can buy with Shop Installment Loan?
Is there a specific store where we can use Tonik SIL to buy?
How much is the interest rate on your loan?
Is there a fee that I need to pay for applying on a loan?
How long is the process for application to loan approval?
Is there a down payment required?
What is the minimum or maximum loan period?
What is the minimum and maximum loan amount?
What if the item I bought is defective or stolen, can I request for a loan cancellation?
Where can I view my loan details?
How can I pay my Shop Installment Loan?
How will I know if my Shop Installment Loan application is approved?
Can I re-apply if my previous loan application got rejected?
Can I request for a different due date & payment term for my Shop Installment Loan
When will my repayments for Shop Installment Loan be debited?
Can I re-avail a Shop Installment Loan?
How does Shop Installment Loan repayment work on the due date?
Is there a fee if I top-up my Tonik account?
I was automatically declined for a Shop Installment Loan without even submitting my documents. What happened?
What do I do if I already updated my app, but I still can't apply for a Shop Installment Loan in-app?
Can I re-apply if my previous Shop Installment Loan application got rejected?
I received a call from Tonik after I applied for a Shop Installment Loan. Is this legit?
I was automatically declined after submitting my documents. What happened?
Can I pre-terminate my Shop Installment Loan? (Early full settlement)
Can I make advance payments to my Shop Installment Loan?
I changed my mind halfway through my SIL application! Can I reset everything?
I received a call from Tonik after I got my SIL proceeds. Is this legit?
What are the acceptable income documents for Shop Installment Loan?
How many items can I buy with a Shop Installment Loan?

Shop Installment Loan (in-store)

Is there a specific store where we can use in-store SIL to buy?
How much is the interest rate on your in-store loan?
How long does it take to receive the cash from my in-store Shop Installment Loan?
I received a lesser amount than what I initially applied for. Can I accept it, sign the contract documents, and use it to purchase another product?
The cashier did not get the payment authentication code. What do I do?
Can I still get the SIL even if I decide not to proceed with the purchase at the cashier?
The cashier has problems receiving the payment code. Is there a limit to how many times I can resend the code?

Big Loan

What is Big Loan?
Who can apply for a Big Loan?
What are the requirements to apply for a Big Loan?
How much is the amount I can avail?
For how many months can I pay the loan?
What is the interest rate for Big Loan?
What are the fees I need to pay?
Can I apply for a loan anytime?
How long will it take to know if my loan application got pre-approved?
How will I know if my Big Loan application is approved?
Can I re-apply if my previous Big Loan application got rejected?
How long does it take to receive the cash from my Big Loan?
Where is the Tonik Hub located?
When is the due date of my repayment?
Can I request for a different due date & payment term for my Big Loan?
When will my repayments for Big Loan be debited?
Can I pay my Big Loan monthly payment in advance?
Can I pre-terminate my Big Loan? (Early full settlement)
Can I fully pay the loaned amount within two weeks from the cash disbursement? How much shall I pay?
Can I re-avail a Big Loan?
How does Big Loan repayment work on the due date?
Is there a fee if I top-up my Tonik account?
I was automatically declined after submitting my documents. What happened?
I was automatically declined for a Big Loan without even submitting my documents. What happened?
What do I do if I already updated my app, but I still can't apply for a Big Loan in-app?
How to avail of a loan if I am an OFW?
Is my Big Loan subject for any insurance?
What is MRI?
What is Property Insurance?
Who are your insurance partners?
Am I allowed to endorse an insurance policy from different insurance companies?
How long should I be covered with the Insurances?
What will be the proof of my insurance coverage?
What's my policy status?
What will be the basis of my insurance renewal?
Will I get notifications regarding the renewal of the Insurances?
How to settle my Insurance Premiums?
I was not able to pay my policy's renewal premium on its due date. Can I still pay?
What will happen if I fail to settle my premium and my grace period already ended?
How to file a death claim?
How to file a partial or complete loss/damage claim?
Can I cancel my Insurance Policies?
Will Tonik safekeep my Title?
Can I apply for a Big Loan, if I have an existing loan with Tonik?
What is a Co-Borrower?
Can I have a Co-Borrower?
Who can be my Co-Borrower?

Flex Loan

What is Flex Loan?
Who can apply for Flex Loan?
What are the requirements for Flex Loan?
What should be shown in my Bank Statement?
What are the acceptable income documents?
How much is the amount I can avail for Flex Loan?
For how many months can I pay the loan?
What is the interest rate for Flex Loan?
What are the fees for Flex Loan?
Can I apply for a Flex Loan anytime?
I changed my mind halfway through my Flex Loan application! Can I reset everything?
How long will it take to know if my Flex Loan application got approved?
How will I know if my Flex Loan is approved?
Can I re-apply if my previous Flex Loan application got rejected?
How long does it take to receive the cash?
When is the due date of my Flex Loan repayment?
Can I request for a different due date & change my Flex Loan term?
When will my repayments for Flex Loan be debited? (with linked card)
When will my repayments for Flex Loan be debited? (without linked card)
Can I do advanced partial payments to my loan?
Can I pre-terminate my Flex Loan? (Early full settlement)
Can I re-avail a Flex Loan?
How does Flex Loan repayment work on the due date? (with linked card)
How does Flex Loan repayment work on the due date? (without linked card)
If repayments for Flex Loan from the Payroll Account fail, can I top up my Tonik Savings Account instead? (with linked card)
Is there a fee if I top-up my Tonik account?
I was automatically declined a Flex Loan after submitting my documents. What happened?
How to avail of a Flex Loan if I am an OFW?
I received a call from Tonik after I applied for my loan. Is this legit?
I received a call from Tonik after I got my loan proceeds. Is this legit?
Why is Tonik asking for details about my employer?
Can I re-avail a Flex Loan if I repay my previous loan early?
Subscribe to Loans

Tonik Digital Bank Inc.

  • Home
  • About Us
  • News
  • Sitemap

Products







  • Tonik Account
  • Stashes
  • Time Deposit
  • Debit Cards
  • Loans

Support








  • Tonik App
  • FAQ
  • Important Information

Privacy and Security

  • Terms and Conditions
  • Data Privacy Statement

Follow us

Contact Us

  • customercare@tonikbank.com

  • +63 2 5322 2645

Philippines

Unit 605B, 6/F West Wing, The Offices at Estancia, 1605 Meralco Ave, Pasig City

Singapore

175A Bencoolen Street, Burlington Square #05-01, Singapore 189650

India

DLF IT Park, 1/124 Block 10, 6th Floor, DLF IT SEZ, Mount Poonamalee Road, Nandambakkam Post, Manapakkam, Chennai 600 089, India

PDIC
Mastercard
Pesonet
Paynamics
Genesys
credolab

Deposits are insured by PDIC up to P500,000 per depositor.

Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.
(Email: consumeraffairs@bsp.gov.ph | Tel: +632 8708-7087)

© 2020 Tonik Digital Bank, Inc.

To view our deposit interest rates

Click here

 

To view our fees, charges and limits

Click here

Congratulations, luv! You are eligible to apply for a Quick Loan. Get into your Tonik App to apply now!

If you don't have a Tonik account yet, watch our how-to video for onboarding.​

How-to-video

Oh no! We're stuck in the friend zone.

Oh no! We're stuck in the friend zone.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Congratulations, luv! Nag-pre-qualify ka para sa aming Quick Loan. Buksan ang iyong Tonik Account ngayon para mag-apply! Pag wala ka pang Tonik Account, maaari mong panoorin ang aming how-to video para makapag-onboard ng maayos.

How-to-video



Hala! Nasa friend zone tayo.

Mukhang hindi pa tayo maglelevel up sa ating neobanking romance, pero wag mag-alala! Maari ka pa din namang mag-ipon nang malaki habang tayo ay magkasama.

Buksan ang iyong Tonik App at kunin ang iyong virtual debit card para sa online transactions, o subukan ang aming Time Deposits para kumita ng kasing laki ng 6% interest p.a. XOXO


Congratulations, luv! You are pre-qualified to enjoy a Shop Installment Loan. Get into your Tonik App to apply now! If you don’t have a Tonik account yet, watch our how-to video for onboarding.​

How-to-video


Oh no! We're stuck in the friend zone.

Oh no! We're stuck in the friend zone.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Congratulations, luv! Mataas ang chance mo para maging qualified sa aming Shop Installment Loan. Buksan ang iyong Tonik App ngayon para mag-apply! Pag wala ka pang Tonik Account, maaari mong panoorin ang aming how-to video para makapag-onboard ng maayos. ​

How-to-video


Mag-apply para sa Shop Installment Loan now!


Hala! Hanggang friend zone lang pala tayo for now.

Hala! Hanggang friend zone lang pala tayo for now.

Mukhang hindi pa tayo magle-level up sa ating neobanking romance, pero 'wag mag-alala! Sama-sama pa rin naman tayong mag-ipon nang malaki.

Mukhang hindi pa tayo magle-level up sa ating neobanking romance, pero 'wag mag-alala! Sama-sama pa rin naman tayong mag-ipon nang malaki.

Buksan ang iyong Tonik App at kunin ang iyong virtual debit card para sa online transactions, o subukan ang aming Time Deposits para kumita ng kasing laki ng 6% interest p.a. XOXO

Buksan ang iyong Tonik App at kunin ang iyong virtual debit card para sa online transactions, o subukan ang aming Time Deposits para kumita ng kasing laki ng 6% interest p.a. XOXO

Congratulations, luv! You are eligible to apply for a Big Loan. Get into your Tonik App to apply now!

Congratulations, luv! You are eligible to apply for a Big Loan. Get into your Tonik App to apply now!

Special symbols are not allowed. Please try again.
Please enter a valid 11-digit mobile number (09XXXXXXXXX).
Please enter a valid e-mail address (example@gmail.com).
  I am allowing a representative of Tonik Bank to reach out to me for offers on products. I give my consent to receive product offers, etc. Data Privacy Statement

Oh no! We’re stuck in the friend zone.

Oh no! We’re stuck in the friend zone.

Try out our best unsecured personal loan yet,
Flex loan

Try out our best unsecured personal loan yet, Flex loan

Download the Tonik App and get access to other loans and savings products by clicking the buttons below.

Download the Tonik App and get access to other loans and savings products by clicking the buttons below.

Thanks, luv! We've received your details and will contact you as soon as we can.​

How-to-video


Oops! Please answer yes or no to all questions. Click either yes or no, luv!

Oops! Please answer yes or no to all questions. Click either yes or no, luv!

Thanks, luv! We've received your details and will contact you as soon as we can.

Thanks, luv! We've received your details and will contact you as soon as we can.