What is Tonik?

Tonik is the first neobank in the Philippines.

As a neobank, access to our banking products and services is conveniently at the palm of your hands through the Tonik App. We operate on a fully digital platform which means unlike other brick-and-mortar banks, we are not limited within physical branches.

Deposits are insured by PDIC up to ₱1 Million per depositor.


Download the Tonik App now!



Deposits are insured by PDIC up to ₱1 Million per depositor.