Are there any exclusions not covered by Credit Disability Insurance?

Hi there, luv! CGD does not cover Total and Permanent Disability resulting from:

1. self-inflicted injuries; or
2. insurrection, civil commotion, or hostile action of armed forces, whether or not the Debtor was actually participating therein; or
3. lasting less than six (6) whole months or is not expected to continue during the remaining lifetime of the Debtor, except for:
   1. entire and irrecoverable loss of sight in both eyes; or
   2. severance of both hands at or above the wrists, or both feet at or above the ankle joints, or one hand at or above the wrist and one foot at or above the ankle joint; so that the Debtor is prevented from performing the material and substantial duties of any occupation for wage or profit; or
4. injury sustained before applying to this benefit or any pre-existing or recurring illness, which the Debtor contracted prior to the date in which this benefit is attached to the Debtor’s life insurance coverage, became in force, or if later, the date of last reinstatement.
5. drug or alcohol abuse; or
6. [mental and nervous conditions]; or
7. committing or attempting to commit any crime, felony or other illegal act

XOXO