How does Flex Loan repayment work on the due date? (without linked card)

Hey, luv. We’ll debit your monthly repayment from your Tonik Savings Account (TSA) on your preferred due date. Watch out for an SMS notification that will tell you if the debit is successful.

To avoid late fee charges, make sure you top up your TSA before your due date through any of the following channels:

  • BPI Direct
  • UnionBank Direct
  • Local Bank Debit Card (Minimum amount Php 500)
  • PESONet (Posting of payment will be next Banking Day; Minimum transfer amount and cut offs depend on Issuing Bank)
  • Instapay (Minimum transfer amount and cut offs depend on Issuing Bank)
  • 7-Connect
  • CLIQQ
  • SM Business Center
  • M Lhuillier