How can I earn the full 6% interest rate for my newly-created 6-month Time Deposit?​

To earn the additional 1% on your 6-month Time Deposit/s, you need to maintain an Average Daily Balance (ADB) of Php 10,000 in your Tonik Savings account. This means that if you add up the balance in your account at the end of each day for a month and divide it by the number of days, it should be at least Php 10,000. ​

If you meet this requirement, you'll earn the extra 1%, making it a total of 6% p.a. for your 6-month Time Deposit/s. If not, you'll still earn 5% p.a. on your 6-month Time Deposit/s. 

Hope this helps! If you have any questions, feel free to ask.