How can I earn the full 6% interest rate for my newly-created 6-month Time Deposit?

Heads up, luv! Starting February 14, 2026, you won’t need an Average Daily Balance (ADB) to earn the full 6% p.a. on your 6-month Time Deposit.

Loving reminder that when you rollover your deposit, it will also have a new maturity date. You can expect it to be credited to your Tonik Savings Account upon payout.

If you’ve got an active 6-month Time Deposit that you opened before February 14, 2026, make sure to enable rollover (meaning you'll keep your money in the Time Deposit for another 6 months) so you can enjoy that new 6% p.a. rate! Don't forget to read the Terms & Conditions to learn more and avoid early withdrawal fees. XOXO