Hi there, luv! From the dashboard, go to Top Up > choose PESONet or InstaPay.
Copy your Tonik account details into your clipboard.
Launch your (ex)bank’s mobile app or online banking website > Paste your Tonik account details > enter the transfer amount, and other required transaction details > Perform the required authorization.
The crediting of the transfer should be close to real-time, hun! XOXO