How do I apply for a Shop Installment Loan?

Hi there, luv! You can apply for a Shop Installment Loan through the app, with the help of the store promoters at our partner stores.


  1. Approach a store promoter at your chosen partner store.
  2. Ask for a unique QR code. The store promoter can create one based on your desired items, loan amount, and loan term.
  3. Scan the QR code using your phone.
  4. Accomplish the loan application through the Tonik App.


Be prepared with the requirements, and don’t hesitate to ask the store promoters for assistance! XOXO

Download the Tonik App now!

Deposits are insured by PDIC up to P500,000 per depositor.