How does Shop Installment Loan repayment work on the due date?

Hi there, luv! We will debit the monthly repayment from your Tonik Account on your due date. You will receive an SMS notification once the debit is a success or if it fails due to various reasons.

Make sure to Top up your Tonik Account from the following channels in the App before the due date ends to avoid late fee charges:

  • BPI Direct
  • UnionBank Direct
  • Local Bank Debit Card (Minimum amount Php 500)
  • InstaPay (Minimum transfer amount and cut offs depend on Issuing Bank)
  • PESONet (Posting of payment will be next Banking Day; Minimum transfer amount and cut offs depend on Issuing Bank)
  • GCash
  • 7-Connect
  • CLIQQ
  • SM Business Center
  • Cebuana
  • M Lhuillier

XOXO