We'll automatically deduct your monthly Quick Loan repayment from your Tonik Account on your due date. And don't worry, we'll shoot you an SMS to let you know if it went through smoothly or if there were any hiccups along the way.
Make sure to Top up your Tonik Account from the following channels in the App before the due date ends to avoid late fee charges:
Local Bank Debit Card (Minimum amount PHP 500)
PESONet (Posting of payment will be next banking day; Minimum transfer amount and cut-offs depend on your (ex)bank)
InstaPay (Minimum transfer amount and cut-offs depend on your (ex)bank)
Good question, luv! You may re-avail Quick Loan, now Credit Builder, once your loan term is up. And guess what? If you keep paying on time, we've got some seriously awesome stuff waiting for you. So, don't let a repayment slip by, okay? XOXO
Hi there, luv! Unfortunately, you cannot change your due date and loan terms until you have finished repaying the full amount of your Quick Loan. If you haven't taken out a loan yet, make sure you set the right repayment date that allows you to manage your finances. XOXO
Hi there, luv! We try our best to schedule the Quick Loan due date as close as possible to our customers’ salary dates. But take note that customers do not have complete control over the exact due dates.
Hi there, luv! You'll be able to see your cash in your Tonik Account once you finish the post-approval questions and sign the loan documents. Hope this helps. XOXO
Hi there, luv! Your approval would depend on our analysis of data and risks provided during your application. Each approval process is unique, depending on the data provided by applicants, so some might be able to, while some might not. Thanks for understanding, hun! XOXO
