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Is there any minimum balance to earn interest?

No, there isn’t a minimum balance to earn interest.

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Contact Us

customercare@tonikbank.com
+63 2 5322 2645

Philippines

Unit 605B, 6/F West Wing, The Offices at Estancia, 1605 Meralco Ave, Pasig City

Singapore

175A Bencoolen Street, Burlington Square #05-01, Singapore 189650

India

DLF IT Park, 1/124 Block 10, 6^th Floor, DLF IT SEZ, Mount Poonamalee Road, Nandambakkam Post, Manapakkam, Chennai 600 089, India

Deposits are insured by PDIC up to P500,000 per depositor.

Tonik Digital Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas.
(Email: consumeraffairs@bsp.gov.ph | Tel: +632 8708-7087)

To view our deposit interest rates

Click here

To view our fees, charges and limits

Click here

Congratulations, luv! You are eligible to apply for a Quick Loan. Get into your Tonik App to apply now!

If you don't have a Tonik account yet, watch our how-to video for onboarding.

How-to-video

Oh no! We're stuck in the friend zone.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Congratulations, luv! Nag-pre-qualify ka para sa aming Quick Loan. Buksan ang iyong Tonik Account ngayon para mag-apply! Pag wala ka pang Tonik Account, maaari mong panoorin ang aming how-to video para makapag-onboard ng maayos.

How-to-video

Hala! Nasa friend zone tayo.

Mukhang hindi pa tayo maglelevel up sa ating neobanking romance, pero wag mag-alala! Maari ka pa din namang mag-ipon nang malaki habang tayo ay magkasama.

Buksan ang iyong Tonik App at kunin ang iyong virtual debit card para sa online transactions, o subukan ang aming Time Deposits para kumita ng kasing laki ng 6% interest p.a. XOXO

Congratulations, luv! You are pre-qualified to enjoy a Shop Installment Loan. Get into your Tonik App to apply now! If you don’t have a Tonik account yet, watch our how-to video for onboarding.

How-to-video

Oh no! We're stuck in the friend zone.

It looks like we can't bring this neobanking romance to the next level just yet. Don't fret, as we can still continue to save big together.

Open your Tonik App and get your instant virtual debit card for online transactions or try out our Time Deposits to earn as high as 6% interest p.a. XOXO

Congratulations, luv! Mataas ang chance mo para maging qualified sa aming Shop Installment Loan. Buksan ang iyong Tonik App ngayon para mag-apply! Pag wala ka pang Tonik Account, maaari mong panoorin ang aming how-to video para makapag-onboard ng maayos.

How-to-video

Mag-apply para sa Shop Installment Loan now!

Hala! Hanggang friend zone lang pala tayo for now.

Mukhang hindi pa tayo magle-level up sa ating neobanking romance, pero 'wag mag-alala! Sama-sama pa rin naman tayong mag-ipon nang malaki.

Buksan ang iyong Tonik App at kunin ang iyong virtual debit card para sa online transactions, o subukan ang aming Time Deposits para kumita ng kasing laki ng 6% interest p.a. XOXO

Congratulations, luv! You are eligible to apply for a Big Loan. Get into your Tonik App to apply now!

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Oh no! We’re stuck in the friend zone.

Try out our best unsecured personal loan yet,
Flex loan

Try out our best unsecured personal loan yet, Flex loan

Download the Tonik App and get access to other loans and savings products by clicking the buttons below.

Thanks, luv! We've received your details and will contact you as soon as we can.

How-to-video

Oops! Please answer yes or no to all questions. Click either yes or no, luv!