What are the fees for Tonik Holiday Helper?

Good news, luv: No processing fees for Tonik Holiday Helper! The only fees aside from interest are:

1% of your loan amount for taxes (DST, GRT),

5% if you add PayHinga to your loan (for those who will get the 5-month loan term offer),

and a ₱500 late fee if you pay late. 

That’s it! XOXO