What are the requirements to apply for a Shop Installment Loan?

Hi there, luv! Below is the list of requirements for Tonik's Shop Installment Loan:

  • At least 10% of your item/s' total amount as down payment
  • Any 1 of the accepted valid IDs
    • PhillD (National ID/PhilSys ID)
    • E-Phil ID
    • Philippine Passport
    • Driver’s License
    • UMID
    • SSS ID
    • PRC ID
    • Postal ID
  • A fully-verified Tonik Account


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Deposits are insured by PDIC up to P500,000 per depositor.