What will happen to the interest of my Tonik Account, Solo Stash, Group Stash and Time Deposit when Tonik changes the interest rate for these products?

For Tonik Account/Solo Stash/Group Stash:
New interest rates will be applied to all available balances in the Tonik Account/Solo Stash/Group Stash from the effective date of the new interest rate. All the money you have saved in Tonik Account/Solo Stash/Group Stash will follow the latest interest rate.

For Time Deposit: Only new Time Deposit created from the effective date of the new rate will be affected. Time Deposit created before the effective date of the new rate will follow the rates at the time the Time Deposit was opened.