Why do I only see the 5% interest credited to my Tonik Savings Account?

Hey, luv! This is for customers who opened 6-month Time Deposits before February 14, 2026 and enabled rollover prior to maturity.

The 5% base interest + 1% bonus interest are the previous rates for 6-month Time Deposits before February 14, 2026. Customers needed to have at least Php 10,000 ADB (Average Daily Balance) for 6 months to qualify for the additional 1%, which will only be credited upon payout (or when the customer disabled rollover and allowed the Time Deposit to mature on its new maturity date).

Hope that clarifies! XOXO