Will the payment I made through the Pay Button be credited to my loan account immediately? 

Hi there, luv!

If you paid before your due date, it will automatically be credited to your loan account.

If you paid before your due date, via any payment channel aside from PESONet or InstaPay, your payment will be reserved and held until your chosen installment date. This means that your payment will earn the same 1% interest rate as that of keeping the money in your Tonik Savings Account, but it will be automatically posted and applied to your loan on the due date, as early as 12 midnight.   

That’s hassle-free, interest-earning, loan payments for you, luv! XOXO