Hi there, luv! You can contact our Customer Care hotline +63 253222645 to guide you on the process. XOXO

Hi there, luv! 

You can contact our Customer Care hotline +63 253222645 to guide you on the process.

 XOXO

Hi there, luv!

Tonik will sakekeep your Certificate of Title during the loan duration. It will be released upon full repayment.

You can contact our Customer Care hotline +63 253222645 to guide you on the process.

XOXO

Hi there, luv! The Exclusive Loan Offer is available to pre-selected customers who have been using the Tonik App for payments and savings. Eligible customers can borrow up to Php 20,000 for emergency cash or even for personal splurges. XOXO

Good question, luv! Tonik customers may be eligible for the Exclusive Loan Offer based on their transactional and savings history. Keep using your debit card for online purchases, start paying your monthly bills using the Tonik App, or transfer your extra cash to your account on your salary dates to get the exclusive loan offer.

Hi there, luv! To apply, all you need is to have a verified account and your Tonik App to complete the loan questionnaire. XOXO

Hi there, luv! You may borrow up to P20,000 from your Exclusive Loan Offer. XOXO

Hi there, luv! Check out the table below to see the applicable fees for the Exclusive Loan Offer:

Hi there, luv! Check your email inbox or open your Tonik App to see whether you received an exclusive loan offer from Tonik. You can accept the offer and answer the loan questionnaire to complete your application. XOXO

Good question, luv! You can get approved for a loan in 2 days, as long as you are able to answer our call for identity verification. So be ready! XOXO

Hi there, luv! You'll see the status of your loan application in your Tonik App. Give it a peek to check if you've been approved already. XOXO

Hi there, luv! Your approval would depend on our analysis of data and risks provided during your application for the Exclusive Loan Offer. Each approval process is unique, depending on the data provided by applicants, so some might be able to, while some might not. Thanks for understanding, hun! XOXO

Hi there, luv! You'll be able to see your cash in your Tonik Account once you finish the post-approval questions and sign the loan documents. Hope this helps. XOXO

Hi there, luv! We try our best to schedule the due date as close as possible to our customers’ salary dates. But take note that customers do not have complete control over the exact due dates. Super thanks for understanding! XOXO

Hi there, luv! Unfortunately, you cannot change your due date and loan terms until you have finished repaying the full amount of your Exclusive Loan Offer. If you haven't taken out a loan yet, make sure you set the right repayment date that allows you to manage your finances. XOXO

Hey, luv! If you click on “Pay Now” and make a payment before your due date, you will get a notification that Tonik has received your payment. It will automatically get posted to your loan account on your due date. On the other hand, if you clicked “Pay Now” on or after your due date, your payment will be immediately credited to you loan account. Hope this helps. XOXO

Good question, luv! You may re-avail of another loan once your Exclusive Loan Offer term is up. And guess what? If you keep paying on time, we've got some seriously awesome stuff waiting for you. So, don't let a repayment slip by, okay? XOXO

Yes you can, luv! Feel free to cancel your Exclusive Loan Offer application by clicking on the door icon at the top right corner of your screen. Heads up, this will erase all the information you've previously entered and you can only do this before you get to the Terms and Conditions screen. Don't worry if you've already passed the Terms and Conditions screen or if you've already been approved! Just wait for a few weeks and we'll automatically reset everything for you. XOXO