Hi there, luv! The 711 Loan Offer is available to pre-selected customers who have been using the 711 Kiosk & Cliqq app for transactions. Eligible customers can borrow up to Php 20,000 for emergency cash or even for personal splurges. XOXO

Good question, luv! Tonik customers may be eligible for the 711 Loan Offer based on their transactions with 711 Kiosk & Cliqq app.

Hi there, luv! To apply, all you need is to have a verified account and your Tonik App to complete the loan questionnaire. XOXO

Hi there, luv! You may borrow up to Php 20,000 from your 711 Loan Offer. XOXO

Hi there, luv! Below are the fees for the 711 Loan Offer:

- Php 500 processing fee
- Standard Documentary Stamp Tax

Hope this helps! XOXO

Hi there, luv! Check your messages if you've received a 711 Loan Offer link. Accept the offer and answer the loan questionnaire to complete your application. XOXO

Good question, luv! You can get approved for a loan in 2 days, as long as you are able to answer our call for identity verification. Be ready! XOXO

Hi there, luv! You'll see the status of your loan application in your Tonik App. Give it a peek to check if you've been approved already. XOXO

Hi there, luv! Your approval would depend on our analysis of data and risks provided during your application for the 711 Loan Offer. Each approval process is unique, depending on the data provided by applicants, so some might be able to, while some might not. Thanks for understanding, hun! XOXO

Hi there, luv! You'll be able to see your cash in your Tonik Account once you finish the post-approval questions and sign the loan documents. Hope this helps. XOXO

Hi there, luv! We try our best to schedule the due date as close as possible to our customers’ salary dates. But take note that customers do not have complete control over the exact due dates. Super thanks for understanding! XOXO

Hi there, luv! Unfortunately, you cannot change your due date and loan terms until you have finished repaying the full amount of your 711 Loan Offer. If you haven't taken out a loan yet, make sure you set the right repayment date that allows you to manage your finances. XOXO

Hey, luv! If you click on “Pay Now” and make a payment before your due date, you will get a notification that Tonik has received your payment. It will automatically get posted to your loan account on your due date. On the other hand, if you clicked “Pay Now” on or after your due date, your payment will be immediately credited to your loan account. Hope this helps. XOXO

Good question, luv! You may re-avail of our other loans once your 711 Loan Offer term is up. And guess what? If you keep paying on time, we've got some seriously awesome stuff waiting for you. So, don't let a repayment slip by, okay? XOXO

Yes you can, luv! Feel free to cancel your 711 Loan Offer application by clicking on the door icon at the top right corner of your screen. Heads up, this will erase all the information you've previously entered and you can only do this before you get to the Terms and Conditions screen.

Don't worry if you've already passed the Terms and Conditions screen or if you've already been approved! Just wait for a few weeks and we'll automatically reset everything for you. XOXO

Hi there, luv! PayHinga is an add-on service provided by Tonik for borrowers going through tough times.

With PayHinga, customers can take a break from paying off their loan, for as long as one month, by pushing the payment schedule back. Plus, PayHinga comes with Credit Life Insurance provided by Sun Life Grepa Financial, Inc. XOXO

Hi there, luv! If you opt into PayHinga, you'll need to pay an extra fee equal to 9.11% of your monthly loan installment. This goes for all our loans!

This fee must be paid regardless of whether you activate PayHinga or not. XOXO

Sorry, luv! You can only choose to opt into PayHinga while applying for your loan. If your loan is already ongoing, you cannot add the PayHinga service. XOXO