How does Big Loan repayment work on the due date?

Hi there, luv! We will debit the monthly repayment from your Tonik Account on your due date. You will receive an SMS notification once the debit is a success or if it fails due to various reasons.

Make sure to top up your Tonik Account through the following channels in the app before the due date ends to avoid late fee charges:

  • Local Bank Debit Card (Minimum amount Php 500)
  • PESONet (Posting of payment will be next Banking Day; Minimum transfer amount and cut offs depend on Issuing Bank)

XOXO

Can I re-avail a Big Loan?

Hi there, luv! This Feature is not available now but maybe you may want to have a look at our other loan products . XOXO

Can I pre-terminate my Big Loan? (Early full settlement)

Hi there, luv! If you want to settle in full, please advise our Customer Care hotline +63253222645 ASAP and we will notify you of the amount to be paid to close your existing Loan. This may include a late payment fee of Php 2,500, if applicable. Hope this helps! XOXO

Can I pay my Big Loan monthly payment in advance?

Hi there, luv! Unfortunately, advance payments for Big Loan are not yet allowed at this time. XOXO

When will my repayments for Big Loan be debited?

Hi there, luv! The payments for your Big Loan will be debited from your Tonik Account on the date you selected as your preferred due date. XOXO

Can I request for a different due date & payment term for my Big Loan?

Hi there, luv! Unfortunately, you cannot change your due date and loan terms until you have finished repaying the full amount of your Big Loan. XOXO

What is Big Loan?

Hi there, luv. Big Loan is currently unavailable for new applications . Please have a look at our other loan products https://tonikbank.com/shop-installment-loan. XOXO