Hi there, luv! Since funds transferred to a Group Stash will belong to the owner of the Group Stash, members will now have an additional layer of verification before they transfer that fund away. XOXO

Tap onto your Group Stash in the Stash list, go to Manage Savers and you will see who are your members and how much they have contributed so far.

It's easy, luv! Simply invite at least 2 members to your Group Stash and then, you'll enjoy the Group Stash interest once all 3 of you have contributed at least P1 each to the Group Stash.

Your Stash interest is credited to your Stash directly. You can check the interest crediting history in your Stash transaction history.

You may experience this because you have reached the total aggregate credit limit of PHP100,000 for your Tonik Account and therefore your Tonik Account cannot receive any money unstashed from your Stash. Please upgrade your accounts to get the limit removed.

You can view your transaction history for your Stashes as far as the last 3 months, hun. If you need to view older transactions, you may refer to your Statement of Account.

You can own up to 5 Stashes, combination of Solo and Group Stashes.

There is no limit to how many Group Stashes you can participate in as a contributor.

On the app dashboard, tap the Stash tile, pick the Stash you want to close, hit "Manage," then click "Close." If you're a hundred percent sure you want to close the Stash, choose "Yes, close the stash." 

For Solo Stashes, your Total Stash Balance (including interest earned) will go to your Tonik Account in a single transaction.  

For Group Stashes, the Total Stash Balance (including interest earned) will go to the Group Stash Owner's Tonik Account in a single transaction.  

Always remember that the group's Total Stash Balance belongs to the owner of the Group Stash. They're the only ones who have control over the fund and can close or withdraw from it at any time. 

You can tap on the Stash you want to withdraw from, go to Manage, then click Withdraw. Money will be moved from your Stash to your Tonik Account.

Feel free to withdraw anytime without penalty