You can tap on the Stash you want to withdraw from, go to Manage, then click Withdraw. Money will be moved from your Stash to your Tonik Account.

Feel free to withdraw anytime without penalty

The Total Stash Balance of a Group Stash (including interest earned) belongs to its creator and owner, luv, so it's gotta be someone you trust! 

That means the Group Stash owner is the only one who can close the Stash or withdraw from it any time. Plus, any disbursements of funds will go to the Group Stash owner's Tonik Account. 

After creating a Group Stash, add members in a few steps:  

1. Tap “Invite People to your Stash” on the success screen.  
2. Select contacts and tap “Send Stash invite via SMS.”
3. Send your members an SMS to join!

Remind your members to open and fully verify their Tonik account to access your Group Stash, ‘kay?

Tip: Invite members anytime by selecting your Group Stash tile and tapping “Manage Savers.”

Yes, as long as you keep your money in your Stash, you will continue to enjoy the high Stash interest rate.

If you want to enjoy a better rate, you may opt to open a Time Deposit instead of using the money you have saved in your Stash.

First, access your stash.

Two, click on add to Stash.

Three, input the amount you want to add and it’ll be taken from your Tonik Account. Done.

No minimum amount – you can save just as much as you can afford. No pressure at all.

It’s extremely easy. Login to your Tonik App and tap onto the Stash tile which can be seen on your Home Dashboard. Select Solo if you are saving by yourself, or Group if you want to invite your friends to save with you.

Upload a picture for your savings goal, enter a specific amount you’re targeting to save, and if you want, you can even set a saving deadline.

Add an initial saving to your newly created Stash if you like, or just the same, you may freely add later.

Deposits are insured by PDIC up to P500,000 per depositor.

A Stash is a saving pocket in your Tonik Account where you can separate your certain amounts in your savings according to specific saving purposes you have in mind, be it for an exciting holiday getaway, a new gadget, a new ride, your kid’s education, a birthday gift for your better half and many more.

You can also invite others to participate in saving within your Group Stash. The best part of a Stash is that you have the flexibility to withdraw it anytime, without any lock-in period while earning a high interest.

You can view the latest Stash interest rate here: https://tonikbank.com/deposit-interest-rates/

A Stash is a high-yield savings account. A Time Deposit is an investment account. If you open a Time Deposit, you agree to keep the money for a certain time period to get a higher return.