Your Shop Installment Loan details can easily be viewed on your Tonik App, luv! A copy of the loan documents will also be sent to your registered e-mail address upon loan approval. XOXO

Unfortunately not, luv. Your loan will still follow the term and repayment based on your signed loan agreement. For a defective item, you can coordinate directly with the store you purchased it from. For stolen items, it's best to report this to the authorities for assistance. We do hope for your understanding, hun! XOXO

Hi there, luv! You may borrow from Php 5,000 up to Php 100,000 from our Shop Installment Loan. XOXO

Hi there, luv! You can choose to repay your borrowed amount within 3, 4, 5, 6, 8,10 and 12 months. XOXO

Hi there, luv! Yes, we do require a down payment, but it can be as low as 10%. Remember luv, the higher the down payment, the lower the add-on rate. So hurry and visit our partner stores today! XOXO

Hi there, luv! It will only take you a couple of minutes for your Shop Installment Loan to be approved. XOXO

Hi, luv!

For our 0% interest Shop Installment Loan, there's just a small 7% processing fee based on your loan amount.

As for our Shop Installment Loan with interest, we do not charge processing fees.

XOXO

Hi there, luv! 

The monthly add-on rate for the Shop Installment Loan can range from 0.00% to 4.00%.

XOXO

Hi there, luv! We have select partner stores for Tonik's Shop Installment Loan. Here are our partner stores:

• A2RJ
• Affordables
• Ansons
• ArkHome
• Chaivers Telecom
• Chrisrence Home Appliances
• Faith Glorious Fit
• FC Home Center
• First Fruit
• Gadgetmate
• Hazrat
• Home Along
• Home Factory Outlet
• Homeworks
• JCE Fone
• Jhunpyo
• JSL
• JTG Trading
• Junliz Appliance
• Junliz Mobile
• Kum Home
• Memo Express
• PHPS
• Power Mac Center
• Presnet
• Price Retail
• Prince and Aviel
• RCB Mobile
• Regs Fone
• Rosa Mobile
• Rulls
• Sogo Home
• VMax Mobile
• Willy & Sons
• Workstation
• Wyse
• Xtreme Appliances

See the complete list of our partner stores →