What are the items I can buy with Shop Installment Loan?

Hi there, luv! You can use your Shop Installment Loan to purchase various products.  Here's a list of product categories you can choose from:

  • Mobile Phones
  • Television
  • Audio (such as Speakers, sound bar, headset)
  • PC, Laptop, Game Consoles
  • Oven, Cooking Range, Griller
  • Air Conditioner
  • Refrigerator
  • Dining Set, chairs, tables
  • Sala set, couch, sofa bed
  • Bed frames, Cribs
  • Gym or Fitness equipment
  • Small Appliances
  • Accessories and Peripherals

XOXO

How do I get the loan?

Hi there, luv! You’ll receive an update on your approval via the Tonik App, then you’ll be asked to sign a few documents. Afterwards, you can head to the cashier and send a request for the Confirmation Code. It’s easy, you just have to click a button on the app!


Once you've paid the down payment, the cashier will then share this Confirmation Code with you so you can enter it into your app. Once that’s done, the cashier will receive a second SMS notifying them that the loan has been disbursed, and that you can now take home your item/s. From this SMS, you can also get your loan agreement number.


That’s all, luv. Happy shopping! XOXO


Download the Tonik App now!



Deposits are insured by PDIC up to ₱1 Million per depositor.

What are the requirements to apply for a Shop Installment Loan?

Hi there, luv! Below is the list of requirements for Tonik's Shop Installment Loan:

  • At least 10% of your item/s' total amount as down payment
  • Any 1 of the accepted valid IDs
    • PhillD (National ID/PhilSys ID)
    • E-Phil ID
    • Philippine Passport
    • Driver’s License
    • UMID
    • SSS ID
    • PRC ID
    • Postal ID
  • A fully-verified Tonik Account

XOXO


Download the Tonik App now!


 


 

Deposits are insured by PDIC up to ₱1 Million per depositor.

How do I apply for a Shop Installment Loan?

Hi there, luv! You can apply for a Shop Installment Loan through the app, with the help of the store promoters at our partner stores.

 

  1. Approach a store promoter at your chosen partner store.
  2. Ask for a unique QR code. The store promoter can create one based on your desired items, loan amount, and loan term.
  3. Scan the QR code using your phone.
  4. Accomplish the loan application through the Tonik App.

 

Be prepared with the requirements, and don’t hesitate to ask the store promoters for assistance! XOXO


Download the Tonik App now!



Deposits are insured by PDIC up to ₱1 Million per depositor.

Who are qualified to apply for a Shop Installment Loan?

Hi there, luv! Check out eligibility requirements for Tonik's Shop Installment Loan:

•    Filipino citizen residing in the Philippines

•    Ages 18 – 68 years old

•    Presently employed locally or receiving regular remittance from outside of PH

•    Have a valid ID

•    Must have sufficient funds for the down payment

XOXO


Download the Tonik App now!



Deposits are insured by PDIC up to ₱1 Million per depositor.

What is Shop Installment Loan?

Hi there, luv! Get up to P100,000 with Tonik's Shop Installment Loan. Apply for a loan to get that appliance, gadget, furniture, and even gym equipment you want right from your Tonik App in just 30 minutes! XOXO


Download the Tonik App now!



Deposits are insured by PDIC up to ₱1 Million per depositor.